In the last post, we talked about some points you may wish to consider with your HMO in the light of an accident. Now, let’s talk about another potential hot button with your health care ? maternity.
After you and your partner have been trying for a baby for a certain amount of time, you notice some interesting changes in your body ? a slightly elevated body temperature, some spotting, and an unexpected feeling of nausea. You also notice that you’re now much more sensitive to smells. Perhaps the most telling sign is you’ve missed your period. You grab a tester, follow the instructions, and confirm it ? Congratulations, you’re pregnant! You can’t wait to share the wonderful news with your partner, and start thinking of how to best approach your respective parental units about this. Oh, and there will be a need to schedule appointments with your Ob-Gyn…
Hold it. Before anything else, I recommend checking your health care program. Does it include maternity consultations? If so, you’re in luck ? a good number of HMOs out there will only cover as far as gynecological health is concerned, but will not cover for your obstetric consultation and procedures. Make sure to be clear about this with your health care representative so you know what move to take next.
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